How and where to buy Ripple XRP with debit or credit card in 2024

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Precio Ripple Ripple

2.29 $ ▼-12.13%

Buying Ripple with a debit or credit card is the best way to purchase XRP immediately, as it only takes a few minutes. Today, nearly all exchanges allow FIAT deposits with cards.

However, it is usually not the cheapest option. If you are looking to save on fees rather than time, perhaps the best option for you is buying Ripple by bank transfer.

The most recommended alternative to acquire XRP is Binance due to its high security and low fees. It also has multiple advantages:

  • No fees for trading BTC and ETH.
  • Earn Simple, one of the most powerful staking systems on the market (in our opinion, only surpassed by Nexo).
  • Small amounts of free cryptocurrencies for playing weekly WODL or through their Launchpad.

To invest in Ripple, just follow these steps:

How to buy RIPPLE XRP with card on Binance

  1. Register on Binance

    2. You only need an email and a password. You can do it through this link.

    Regulatory laws require regulated exchanges to request personal information - like a selfie or a photo of your ID. This process is known as KYC (Know Your Customer) and aims to combat money laundering and terrorist financing. If you prefer not to provide this kind of information, it is advisable to read the article about exchanges without KYC.

  2. Deposit FIAT money into your account using a bank card.

    3. You can do this in the "Wallets" menu, from the "Deposit" button and then in the "Fiat" tab, where you can choose from more than 25 different FIAT currencies to make your deposit. This process takes no more than 5 minutes.

  3. Open an order to buy XRP.

    4. To do this, we access the basic purchase from the Markets button, search for the ticker of our cryptocurrency (XRP in this case) and buy Ripple in the "Buy XRP" panel.

    Not all cryptocurrencies have a pair with FIAT currencies. When you search for the ticker, the currencies you can exchange them for will appear. If your FIAT currency is not among them, you will have to take an intermediate step: Exchange the FIAT for one of the currencies on the list. Usually, these intermediate currencies are BUSD or USDT. They are a type of cryptocurrency called stablecoins whose value is always 1:1 against the dollar. That is: You will not lose money in this intermediate transaction. You will only have to pay the commissions, which in the case of Binance are very low, only 0.1%.

  4. Once your order is executed, you will have Ripple in your Binance wallet. Enjoy all its benefits!

Binance is the largest cryptocurrency exchange in the world by daily volume and by a significant margin from the second. Even with this volume, Binance has not had any significant security incidents, making it a safe place to buy, sell, and deposit your cryptocurrencies.

However, it's not the only one. There are many other exchanges in the market that are equally as secure as Binance. It's not a bad idea to register with another one to explore other exchanges and see if there is one that better suits you. Some of our recommendations are:

  • Bitget, which offers a great advantage over its competitors as it is the only exchange with no fees on its spot market. It does have fees, although very low, on its futures market, but this product is intended for professional traders. You can buy XRP from the "Buy cryptos" tab, in the "Third-party payments" button. Register through this link to buy Ripple without commissions. If you are curious, you can read the article about exchanges without fees.
  • Coinmetro gives away $10 in its XCM token just for depositing $50 in any currency, but only if you register with this link. For example, if you want to buy $50 of XRP. In Coinmetro, you can deposit the $50 to buy Ripple and thus receive $10 in XCM which you can also sell to buy more XRP. This way, the average purchase price will be much lower than the market price at that time.
  • Nexo is another great option to acquire Ripple. It is the platform with the best returns in its staking system. The biggest advantage is that when you make a purchase on Nexo, it actually searches all the largest exchanges in the market to see in which one it is cheaper and carry out the transaction there (all without the user realizing anything). This, added to the cashback on its fees and its free crypto withdrawals (they pay the network costs) make it one of the best options to save with your cryptocurrencies. If you register through our link, you will receive a $25 bonus in BTC for just depositing $100 in any currency and keeping it for at least one month. Register on Nexo here.
  • Coinbase: An exchange listed on the Nasdaq, known for its usability. Perhaps the easiest way to buy Ripple. Remember that Coinbase gives you $10 if you register through this link and make a first purchase of over $100. Currently, Coinbase does not have any welcome offer.
  • bit2me is the largest Spanish exchange. It has become one of the big exchanges thanks to its competitive commissions in the Pro version, Earn - its staking service - or its token Launchpad, among many other services. If you access through our link, you will receive a bonus of €10 if your first purchase is €100 or more. You can buy XRP on bit2me if you register here.
  • Huobi is one of the largest exchanges in the market, with a wide range of cryptocurrencies. You can buy Ripple on Huobi if you register here.
  • Another widely used alternative is Coinmama, an international exchange, widely used around the world. Among its advantages is that you do not need to verify your account if you make purchases less than $150 per day, so you can buy Ripple today. Coinmama does not have its own wallet. To use it, you will need to create one, which will be where your cryptocurrencies are transferred. In the following link, we show you "how to get a secure bitcoin wallet".
  • Gate.io is another of the great exchanges due to its low fees and its large number of cryptocurrencies. In addition, if you register with this link, you will enjoy a 10% discount on fees forever and $30 for depositing a minimum of 0.05 BTC in any currency.
  • KuCoin will surely be one of the best platforms to buy XRP due to its low fees and its wide range of available cryptocurrencies. However, you cannot buy cryptocurrencies with a bank card on its platform. If you still want to try KuCoin, it has a 5% discount on fees forever if you register through this link.